The equity savings account in practice
With an equity savings account (osakesäästötili) you can buy and sell shares without paying tax on capital gains straight away. Tax is only paid when you withdraw money from the account.
You will need
- A bank or broker that offers equity savings accounts
Steps
Understand the principle
Trades and dividends within the account don't trigger tax straight away. You are taxed when you withdraw funds from the account.
Check the deposit limit
Open an account
Compare costs
Move money into the account
Note the restrictions
Understand how withdrawals are taxed
Save for the long term
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