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Shopping around for a mortgage

A mortgage's margin and fees can make a difference of thousands of euros to the total cost over the life of the loan. Shopping around pays off both when taking out a new loan and for an existing one.

You will need

Steps

  1. Gather your information

    Put together your income details, current debts, savings and the value of your home.

  2. Check your current terms

  3. Ask for offers

  4. Compare the margin

  5. Compare fees

  6. Consider interest rate protection

  7. Negotiate

  8. Calculate the total cost

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