A student budget

Money is often tight when you're a student. A budget helps you see where your money goes and how to make it last.

You will need

• Bank statements
• Details of your student financial aid and other income
• A spreadsheet or budgeting app

Steps

1. Add up your income

   Add up your study grant, housing allowance, wages and other income.

2. Add up your expenses

3. Split your expenses

4. Find ways to save

5. Track your spending

6. Build a buffer

7. Know the conditions of your aid

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• Using a student loan
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• Applying through Opintopolku
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