Checklist for first-time home buyers
Buying your first home is a big decision. Good preparation saves money and nerves: work out your budget before viewings and study the housing company's documents carefully.
You will need
- Your savings and income details
- A mortgage pre-approval from your bank
- Time for viewings and paperwork
Steps
Work out your budget
Calculate how much you can pay for housing each month, including loan costs, the maintenance charge and other expenses.
Save your down payment
Get a mortgage pre-approval
Compare homes
Read the housing company's documents
Go to the viewing carefully
Make an offer
Remember the transaction costs
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