Applying for a pension

You apply for your pension as your retirement age approaches. It's worth applying in good time before you want your pension to start.

You will need

• Your earnings-related pension record (työeläkeote)
• Online banking credentials

Steps

1. Check your retirement age

   Check your lowest old-age pension age in your earnings-related pension record.

2. Check your pension record

3. Find out the amount of your pension

4. Apply in good time

5. Apply to your pension provider

6. Find out about the national pension

7. Check your tax card

8. Plan your life in retirement

The full guide with every step is for members. Try 7 days for €0.99.

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