Comparing car loans
The cost of a car loan can vary a lot between lenders. Compare the annual percentage rate and the total cost, not just the monthly instalment.
You will need
- The car's price and your savings
- Income details
Steps
Work out how much you need
Subtract your savings and the value of your trade-in from the car's price. A smaller loan costs less.
Ask your bank for an offer
Ask the dealer for an offer
Compare the APR
Calculate the total cost
Watch out for the final payment
Check the insurance requirements
A shorter loan period
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