Understanding housing company charges

Housing company charges (vastike) cover the company's costs, such as heating, property maintenance and loans. When you understand the parts of the charge, you can judge how your housing costs are likely to develop.

You will need

• Property manager's certificate (isännöitsijäntodistus)
• The housing company's budget and financial statements

Steps

1. Maintenance charge

   The maintenance charge (hoitovastike) covers the housing company's running costs, such as heating, cleaning, insurance and administration.

2. Financing charge

3. Share of the company loan

4. Check upcoming renovations

5. Read the budget

6. Attend the general meeting

7. Compare with others

8. Consider taxation

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