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Debt counselling

Financial and debt counselling (talous- ja velkaneuvonta) is free, confidential help with debt problems. It is best to seek help as early as possible.

You will need

Steps

  1. Recognise the situation

    If bills go unpaid or you take on new debt to pay old debt, it is time to get help.

  2. Get in touch

  3. Gather the information

  4. Make a budget

  5. Negotiate with creditors

  6. Look into arrangements

  7. Avoid new debt

  8. Follow the plan

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