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What to do about a debt collection letter

A debt collection letter can be frightening, but the situation can usually be dealt with. The most important thing is to react in time.

You will need

Steps

  1. Check the claim

    Check whether the debt is real and the amount correct.

  2. Check the collection agency

  3. Dispute incorrect collection

  4. Pay or agree

  5. Check the fees

  6. Avoid a payment default

  7. Get help

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